When is a Car Considered Totaled?

 
You’ve probably heard someone say, “My car is totaled,” or, “I totaled my car years ago.” This often leaves many wondering about the car totaled meaning. When is a car considered totaled? How does “totaled” compare to repairable accident damage? The answers to these questions are simple. The “car totaled meaning” means the cost to repair a car exceeds its total value. This definition is dependent on state law and a few other factors; and Heiser Chevrolet of West Allis has the details Milwaukee drivers need to know. Be sure to check out our other service tips to become a more informed car owner.

Signs Your Car Has Been Totaled

After an accident, you might ask, “When is a car considered totaled?” If there’s a lot of damage, this question might weigh heavy on your mind. If any of the following are true for your Wauwatosa car, it’s most likely a total loss:

• The “car totaled meaning” is that your car is more expensive to repair at a service center than to simply replace it.
• If you can’t even drive your car to get repaired, chances are the repair costs will be greater than the car’s value.
• Your car might be totaled if your car is older than five years and the frame is significantly damaged. Repairing the frame is an expensive job, and if the car is old, the insurance company might call it a total loss.
• Another sign your car is totaled is that your car is so old that most bills for major repairs and bodywork exceed its value.
• One last thing to look for is if there are many miles on your car’s odometer. If you have a high mileage, the value will be lowered, even if you’ve kept up to date on service.

What to Do if Your Car Is Totaled

Now that you know about the “car totaled meaning,” next comes talking to your insurance company. File a claim and see what they say. Based on your quoted repair costs, the insurance provider will determine if your car is a total loss. If your car is totaled, your insurance provider will give you a payment for the car’s cash value at the time of the accident. They’ll use several factors to value your car, including age, mileage, condition, and the like. New Berlin drivers will have the deductible on your collision and comprehensive insurance coverage deducted from that amount.

Rely on Heiser Chevrolet of West Allis for Collision Repair!

If your car can still be repaired, the Heiser Chevrolet of West Allis body shop will get your car back out on the road where it belongs. Schedule service to have your car looked at by our team of certified professionals. Or, contact our service department to get in touch with one of our West Allis experts who can guide you through the collision repair process.